Welcome to Employment Practices Liability Insurance
of California - coverage is NOW AVAILABLE NATIONWIDE
(see United Agencies Newsletter)
Every employer, large or small, faces the reality that it will be the target of legal action from past, present, and prospective employees.
Through legislation like the Americans With Disabilities Act and the Family Medical Leave Act, Congress has created new grounds for employers to be sued. The Equal Employment Opportunity Commission (EEOC) provides some significant statistics with regards to discrimination cases (see right panel).
The policies we sell provide coverage for a wide spectrum of employment-related claims and offer loss prevention programs for business professionals to help minimize the risk of those claims.
We can provide some of the most comprehensive employment practices Liability Policies offered to small businesses.
In response to the escalation in employment-related litigation and the financial risk to small businesses for employment-related claims, we offer our clients the service of shopping for Employment Practices Liability. Drawing on our many years of experience in handling claims for our clients, we have worked with carriers who specialize in, and have designed, a comprehensive program to assist your business in reducing its exposure to claims by employees.
A lot of people scoff at today?s frequent use of the word ?proactive?. It started to resurface in the early 1980?s when author Peter Drucker used it in his bestselling book, The One Minute Manager.
The term Proactive had originally been coined by a Jewish prisoner during world war two. Since then the word and its use have evolved to mean "to act before a situation becomes a source of confrontation or crisis" vs. after the fact.
We asked ourselves the question that countless others have, no doubt, asked
"what do you give to a guy who's walked on the moon? "
By comparison, almost anything could be looked upon as insignificant...
This past summer, at the tail end of our family's month long journey through Italy, Gina and I excavated a tiny speck of Earth's history, a piece of the Roman Road from along the path that leads to the Coliseum.
What you need to know about the Anthem breach ? Made available to UWIB.com clients by Dana Coates, an article written by Steve Haase
As you may have heard already, Anthem Inc., the second-largest healthcare insurer in the US, announced on Wednesday that it was cyber attacked. Medical and personally identifiable information (PII) of 80 million customers and employees of the insurance colossus were potentially exposed, according to the Wall Street Journal (http://www.wsj.com/articles/health-insurer-anthem-hit-by-hackers-1423103720), which could make this the largest healthcare breach ever.
We recommend that every small business owner consider the following best practices to reduce the risk of employee crime:
Perform thorough background checks (in accordance with law) of all potential hires; don?t take shortcuts or assume.
Make sure there is clear accountability for every position in the organization and no position has broad enough power to authorize payments without the consent of another individual. Seek to set up a system of checks and balances.